IDFC FIRST Bank: Up to 12,500 Instant Discount with IDFC FIRST Bank Credit Card & EMI transactions as below:

 

Transaction
Slab

Credit
Card Full
Swipe

Period

Velocity

Rs. 10,000 -
Rs. 49,999.99

7.5%
up to
2000

4- 12
July
2026

Once
per card

Rs. 50,000 -
Rs. 99,999.99

Flat
2500

Rs 1,00,000 -
Rs. 1,49,999.99

Flat
5000

Rs 1,50,000
& above

Flat
7500

Transaction
Slab

Credit
Card EMI

Period

Rs. 5,000 -
Rs. 1,24,999.99

7.5%
up to
7500

1 July -
31 July
2026

Rs. 1,25,000 -
Rs. 1,74,999.99

Flat
10000

Rs 1,75,000
& above

Flat
12500

 

·       Offer applicable only once per card during the offer period.

·       Instant discount is NOT applicable on Brand subvented transactions (No Cost EMI transactions).

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer is NOT applicable on select products & brands

 

ICICI Bank: Up to Rs. 12,500 Instant Discount with ICICI Bank Credit Card transactions

·       5% Instant Discount up to Rs. 12,500 with ICICI Bank Credit Card EMI transactions

·       Offer applicable on a minimum purchase of Rs. 10,000.

·       The Offer will be made available from 1 July 2026 (00:00:01) to 30 September 2026 (23:59:59) (“Offer Period”).

·       Offer valid only once per card per month during the offer period

·       Instant discount is NOT applicable on Brand subvented transactions (No Cost EMI transactions

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer NOT applicable on Commercial / Corporate / B2B Cards

·       Offer is NOT applicable on Debit Card & Full Swipe transactions

·       Offer NOT applicable on select products, please check product page for eligibility

 

IDBI Bank:  5% Instant Discount with IDBI Credit & Debit Card transactions:

·       5% Instant Discount with IDBI Bank Credit card & Debit Card (VISA Signature only) transactions as below:

Minimum
Transaction
Value

Credit Card & EMI
/Debit Card (Visa
Signature only)

10000 to
29999.99

5% up to 1500

30,000 to
59,999.99

5% up to 1800

60,000 to
1,19,999.99

5% up to 2500

1,20,000
& above

5% up to 3500

 

·       Offer also applicable on Credit Card EMI transactions

·       Offer applicable on a minimum purchase of Rs. 10,000.

·       The Offer will be made available from 1 July 2026 (00:00:01) to 30 November 2026 (23:59:59) (“Offer Period”).

·       Offer applicable only once per card during the offer period.

·       For Debit Card, offer is applicable only on Visa Signature Debit Card (Chip + PayWave) only

·       Instant discount is NOT applicable on Brand subvented transactions (No Cost EMI transactions).

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer is NOT applicable on select products & brands

 

Axis Bank: 7.5% Instant Discount with Axis Bank Credit Card EMI transactions

·       7.5% Instant Discount upto Rs. 6,000 with Axis Bank Credit Card EMI transactions as below:

Transaction
Amount

Credit
Card EMI

15,000 -
99,999.99

7.5%
Up to 3000

1,00,000
& above

Flat 6,000

 

·       Offer applicable on a minimum purchase of Rs. 15,000.

·       The Offer will be made available only on Saturdays & Sundays from 1 July 2026 (00:00:01) to 31 July 2026 (23:59:59) (“Offer Period”).

·       Offer valid only once per card per month during the offer period

·       Instant discount is NOT applicable on Brand subvented transactions (No Cost EMI transactions

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer NOT applicable on Commercial / Corporate / B2B Cards

·       Offer is NOT applicable on Full Swipe transactions

·       Offer NOT applicable on select products, please check product page for eligibility

 

Up to 6000 Instant Discount with AU Small Finance Bank Credit Card Full Swipe transactions as below:

Transaction Slab

Credit Card
Full Swipe

Rs. 15,000 -
Rs. Rs 49,999.99

Flat Rs. 750

Rs. 50,000 -
Rs. 99,999.99

Flat Rs. 1500

Rs. 1,00,000 -
Rs. 1,99,999.99

Flat Rs. 4000

Rs 2,00,000
& above

Flat Rs. 6000

 

·       The Offer will be made available only on Sundays from 1 July 2025 (00:00:01) to 30 September 2026 (23:59:59) (“Offer Period”).

·       Offer applicable only once per card per month during the offer period.

·       Offer is NOT applicable on Brand subvented transactions (No Cost EMI transactions)

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer is NOT applicable on Corporate & Commercial Credit Card.

·       Offer NOT applicable on select products, please check product page for eligibility.

 

Up to 6000 Instant Discount with Punjab National Bank Credit Card (Luxura Credit) transactions:

Minimum
Transaction
Value

Credit Card
(Luxura Credit
Card Only)

15000 to
39,999.99

7.5% upto 2000

40,000 to
69,999.99

7.5% upto 5000

70,000
& above

Flat 6000

 

·       Offer applicable on a minimum purchase of Rs. 15,000.

·       The Offer will be made available only on Fridays, Saturdays & Sundays from 04th July, 2026 (00:00:01) to 30th September, 2026 (23:59:59) (“Offer Period”).

·       Offer valid only once per card per month during the offer period

·       Offer is applicable only on Credit Card Full Swipe transactions

·       Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·       Offer is applicable only Punjab National Bank Luxura Credit Card Only

·       Offer is NOT applicable on Corporate and Commercial Cards.

·       Offer NOT applicable on select products, please check product page for eligibility

 

 

Other Terms & Conditions of Offer:

·       This “Discount” (“Offer”) is made available by IDFC FIRST Bank, ICICI Bank, IDBI Bank, AXIS Bank, AU Bank, PNB Bank (“Partner Bank/s”) under an arrangement with Reliance Retail Ltd., (“Merchant”) for the customers shopping on www.reliancedigital.in(“Reliance Digital Website”) or Reliance Digital Mobile Application (“Reliance Digital App”).

·       Offer is open to Indian Individual Customer holding a valid and current Credit/Debit Card (“Cardholder”) issued by partner banks to make a purchase at the merchants’ online website www.reliancedigital.in.

·       Offer is void wherever prohibited by Law.

·       Offer is valid on fulfilling the minimum purchase condition (net of returns / refunds / part payments / merchant discounts) in a single bill (“Eligible Bill”) & making the payment via eligible Credit/Debit Card during the Offer Period from the Merchant’s online website. (Eligible Customer).

·       Benefits under this Offer is neither transferable nor encashable.

·       Under no circumstance will the benefit offered under this Offer be settled with cash in lieu by the Partner Bank or by Merchant.

·       In case multiple promotions are available on the same card, discount shall apply as per the promotion chosen by the customer.

·       In case of payment failure, promo code would be reactivated within 30 minutes.

·       Reliance Retail & Partner Banks reserves its right without assigning any reasons whatsoever to (a) discontinue or extend the Offer Period and (b) change/ amend / add /delete/ modify terms and conditions of this Offer. Customers hereby unconditionally agree to all such changes/ amendments/ additions/ deletions/ modifications.

·       Participation in the Offer is voluntary and at the discretion of Customer to participate and it shall not, in any way, affect the performance of the product purchased under the Offer.

·       Customers are not being charged extra for participating in the Offer.

·       Product liability, guarantee & warranty shall be transferred as received from respective Manufacturer, Supplier/Vendor & Distributor. Reliance and the Bank neither warrants nor guarantees the merchantability or suitability of products of Customer available under this offer.

·       Decision of Partner banks in respect of Offer, benefits or any matters related thereto shall be final and binding and no correspondence will be entertained by Merchant in this behalf.

·       All disputes are subject to exclusive jurisdiction of the competent courts in Mumbai only.

·       By participating in this Offer, Customers/Cardholders agree to be bound by these terms & conditions and waive any right to claim ambiguity in these terms & conditions. Cardholders agree to release, discharge, indemnify and hold harmless the Bank Reliance, and their respective  directors, officers, employees and agents, from and against any loss, claims, damages or liability resulting in whole or in part, directly or indirectly, from acceptance and/or participation in the Offer.