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IDFC First Bank: Up to 7000 Instant Discount with IDFC First Bank Credit Card EMI transactions:

·         Upto 7000 Instant discount with IDFC First Bank Credit card EMI transactions as below:

Transaction Amount

Discount amount

12,500 - 24,999.99


25,000 - 49,999.99


50,000 - 99,999.99


1,00,000 & above



·         Offer applicable on a minimum purchase of Rs. 12,500.

·         The Offer will be made available from 01st July, 2024 (00:00:01) to 15th July, 2024 (23:59:59) (“Offer Period”).

·         Offer applicable only once per card during the offer period.

·         Instant discount is NOT applicable on Brand subvented transactions (No Cost EMI transactions).

·         Offer cannot be clubbed with any other cashback / discount offer – In case of availability of any such offer, above discount offer would not be applicable.

·         Offer is NOT applicable on Full Swipe transactions

·         Offer is NOT applicable on select products & brands


Other Terms & Conditions of Offer:

·         This “Discount” (“Offer”) is made available by IDFC First Bank (“Partner Banks”) under an arrangement with Reliance Retail Ltd., (“Merchant”) for the customers shopping on (“Reliance Digital Website”) or Reliance Digital Mobile Application (“Reliance Digital App”).

·         Offer is open to Indian Individual Customer holding a valid and current Credit Card (“Cardholder”) issued by partner banks to make a purchase at the merchants’ online website

·         Offer is void wherever prohibited by Law.

·         Offer is valid on fulfilling the minimum purchase condition (net of returns / refunds / part payments / merchant discounts) in a single bill (“Eligible Bill”) & making the payment via eligible Credit Card during the Offer Period from the Merchant’s online website. (Eligible Customer).

·         Benefits under this Offer is neither transferable nor encashable.

·         Under no circumstance will the benefit offered under this Offer be settled with cash in lieu by the Partner Bank or by Merchant.

·         In case multiple promotions are available on the same card, discount shall apply as per the promotion chosen by the customer.

·         In case of payment failure, promo code would be reactivated within 30 minutes.

·         Reliance Retail & Partner Banks reserves its right without assigning any reasons whatsoever to (a) discontinue or extend the Offer Period and (b) change/ amend / add /delete/ modify terms and conditions of this Offer. Customers hereby unconditionally agree to all such changes/ amendments/ additions/ deletions/ modifications.

·         Participation in the Offer is voluntary and at the discretion of Customer to participate and it shall not, in any way, affect the performance of the product purchased under the Offer.

·         Customers are not being charged extra for participating in the Offer.

·         Product liability, guarantee & warranty shall be transferred as received from respective Manufacturer, Supplier/Vendor & Distributor. Reliance and the Bank neither warrants nor guarantees the merchantability or suitability of products of Customer available under this offer.

·         Decision of Partner banks in respect of Offer, benefits or any matters related thereto shall be final and binding and no correspondence will be entertained by Merchant in this behalf.

·         All disputes are subject to exclusive jurisdiction of the competent courts in Mumbai only.

·         By participating in this Offer, Customers/Cardholders agree to be bound by these terms & conditions and waive any right to claim ambiguity in these terms & conditions. Cardholders agree to release, discharge, indemnify and hold harmless the Bank Reliance, and their respective  directors, officers, employees and agents, from and against any loss, claims, damages or liability resulting in whole or in part, directly or indirectly, from acceptance and/or participation in the Offer.