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Terms & Conditions- HDFC Debit & Credit Cards


  • This Marketing Program (“Offer”) is offered for HDFC Bank under an arrangement with Reliance Retail Limited (“RelianceDigital”).
  • The Validity of the Offer is from 1st Sept 2023 00:01 to 31st October 2023 23:59 (Both days included), unless extended by HDFC Bank.
  • This Offer is valid only on Debit Cards, Retail Credit Cards, Business & Select Corporate Cards & Commercial Credit Cards.
  • Eligibility:
    This Offer is open to all individual legal residents of the Republic of India aged 18 or above on the Offer start date.
  • Under this Offer, cardholder can avail:


    Applicable Category Offer Type Minimum Transaction Amount Max Discount per card
    Audio 10% Instant Discount CC & DC Non EMI / CC EMI Rs 4,999 Rs 1,500
  • Maximum Instant Discount per card during the Offer Period will be Rs. 1500 for EMI and non EMI txn's.
  • Minimum transaction amount to avail the offer is Rs. 4999.
  • This offers is only applicable on Select Audio Products.
  • Offers can be availed once during the campaign period.
  • This offer cannot be clubbed with any other OEM/Brand offer. In case of existing OEM/Brand offer, above offer would not be applicable.
  • Select products may be excluded from the offer, Please check the product page for offer eligibility before completing the transaction.
  • In case of full cancellation/return of order, the transaction will not qualify for the Offer.
  • If the User cancels a part of his/her order, or if the User has not been supplied full order, he/she will qualify for the Offer only on the net amount paid, basis the eligibility.
  • HDFC Bank does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products.
  • The Offer/ benefits under these Programs cannot be clubbed with any other offer or discount extended by RelianceDigital on or participating brands as part of any other arrangement.

    Other Terms & Conditions of Offers


  • All the existing offers, gifts, discounts etc. that are being offered over and above the Offer can be availed by the Cardholders as per the applicable terms for such offers.
  • Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. HDFC BANK or RelianceDigital shall under no circumstances be responsible towards the same.
  • Products offered under this Offer are subject to availability with RelianceDigital and accordingly HDFC Bank or RelianceDigital in no circumstances shall be liable for non-availability of any of the products.
  • HDFC Bank reserves the right to modify or change any of the terms and conditions applicable to this program at any time with or without any prior notice and without assigning any reason thereof and the same shall be binding on the Users at all times.
  • Under no circumstance will the Offer being offered under this program be settled with cash in lieu by HDFC BANK or by RelianceDigital.
  • All government levies like GST, TDS, any Local Tax, etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
  • Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary and the same is being made purely on best effort basis.
  • All disputes under the Offer shall be submitted to the jurisdiction of courts at Mumbai only.